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Credentials of our Founder, President and Managing Director

RUDY C. SCRIMENTI, C.C.C.E., M.B.A.

R.C.S. & Associates (since 1998)

Celebrating our 10th Anniversary

As President and Founder of the firm, Rudy C. Scrimenti brings more than 30-years of banking and management experience having held diverse senior level positions with major national and regional banks and financial institutions.  His accomplishments and contributions to the banking community are superior covering authorship of instructional materials for banking professionals, a catalyst in the development and introduction of the Home Equity Line of Credit product in New Jersey.  In addition, he has been published and recognized in the Wall Street Journal for his appointment and service to the National Business Advisor Council, as New Jersey State Chairman, as well as naming him 2004 businessperson of the year.  He has also served an eight-year term as Board of Governor for the American Institute of Banking.   His areas of expertise includes, risk management, auditing and compliance, strategic and business planning research and development.  Mr. Scrimenti holds a Bachelor of Business Administration and Master of Business Management and Finance from Columbia University.        

 

A Certified Credit and Risk Management Professional with over 30 years cross-industry and cross-functional experience, to include all commercial and consumer product lines.  Areas of expertise include Origination, Operation, Servicing, Risk Management, Quality Control, Internal Loan Review, Audit, Compliance, Loan Portfolio Management Systems, Mergers & Acquisitions and Research & Development.

The C.C.C.E. designation and certification since 1988 marks the highest level of professional recognition available to the credit and risk management executive by the Society of Certified Credit Executives, a division of the International Credit Association. 

Formal specialized training and education achieved through Dun & Bradstreet,

The American Institute of Banking and American Bankers Association to include Credit and Financial Analysis/Management, Analyzing Financial Statements and Regulatory Compliance.

Currently serving on the Business Advisory Council (BAC) and recognized as the New Jersey State Chairman for business knowledge, experience, and professional leadership.  The BAC was formed to involve this country’s top business leaders in the process of government reform and economic stimulus.

Serving an eight-year term as Board of Governor for the American Institute of Banking.

MBA - Business Administration / Management, Columbia University

BA - Business Administration / Finance, Columbia University

OVER 30-YEARS BUSINESS & BANKING EXPERIENCE

As a Senior Consultant and Managing Director for a mid-size consulting/audit firm serving financial institutions in NJ, PA & DE., responsible for Commercial & Retail Internal Loan Review, Risk Management, Quality Control and Regulatory Compliance.

As an Executive Vice President & Chief Credit Officer for a nationwide specialty finance company, responsible for the acquisition, risk management/supervision and direction of all Dealer Retail, Lease, Commercial, Wholesale financing & Securitization. 

As a Senior Vice President & Senior Loan Officer for a major commercial banking franchise with  responsibility for all business development, origination and management of Commercial/Retail Lending activity, Residential Mortgage,  Secondary Marketing functions, Loan Portfolio Management Systems, Mergers /Acquisitions and all aspects of Recover.

As a Progressive Middle Management professional for various commercial and savings banks as Assistant Vice President Commercial Loan Officer and subsequently to Vice President & Regional Credit Manager responsible for Retail Lending and operational functions.

Transcript of Special Recognition & Testimonials

Published in the Wall Street Journal

The National Congressional Committee and the Business Advisory Council (BAC) has recognized Rudy C. Scrimenti, President & Managing Director of R.C.S. & Associates (A Financial Institution Consulting Firm), as New Jersey State Chairman. The BAC was formed to involve the country’s top business leaders in the process of government reform. Recognized for his business and professional success, for his leadership, experience and knowledge, together with his get-it-done attitude, is leading the way as we deal with critical issues that effect economic stimulus in this country: tax reduction and simplification, affordable health care, regulatory relief and reducing frivolous lawsuits. (Published 3-30-05)

Published in the Wall Street Journal

The Business Advisory Council and the National Congressional Committee recognizes Rudy C. Scrimenti as 2004 businessman of the year. Influential community and business leaders were singled out to receive this prestigious award because of their unselfish commitment to the BAC and because of their support and leadership.

(Published 3-16-05)

News Release issued by the Society of Certified Credit Executives

The Society of Certified Credit Executives, a division of International Credit Association proudly recognizes Rudy C. Scrimenti as a Certified Commercial Credit Executive (“C.C.C.E.”). Mr. Scrimenti had fulfilled the Society’s requirements of achievement and professional excellence in the credit granting and administration areas, as well as leadership in professional association. The C.C.C.E. marks the highest level of professional recognition available to the credit executive and he is heartily congratulated for such an achievement.

Board of Governor & Instructor

Mr. Scrimenti has served an eight-year term as a Board of Governor for the Mid-Jersey Chapter of the American Institute of Banking. In addition, serving as facilitator and educator for the Mid-Jersey Chapter, in Principals of Banking, Economics, Accounting, and Analyzing Financial Statement. 

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